Whether it’s next door or across the world, Navy Federal can get your money there fast, easy and secure. We can help you with sending or receiving funds, within the U.S. territories or abroad.
If you need help or experience any issues, call us at 1-888-842-6328 or through a secure message.
The information you need depends on whether you’re sending or receiving and whether you’re sending money within the U.S. or internationally.
Easily transfer funds within the U.S. states and territories.
To wire funds overseas, you can send the money in foreign currency or U.S. dollars. To limit delays and ensure the funds reach their intended destination, contact the payee for their financial institution’s wiring instructions.
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.
Start the transfer by filling out the Domestic or International Wire Transfer Form and providing it to Navy Federal through one of the following methods. Third-party requests greater than $5,000 must be submitted in writing, through a secure message or by visiting a branch.
Send a secure message via online or mobile banking. Once your message is received, we’ll contact you to process the wire.
Find the closest branch to you. If you’re trying to process an international wire, confirm that your local branch offers this service.
Send the completed form to Navy Federal Credit Union, Attn: Funds Disbursement Section, 820 Follin Lane SE, Vienna, VA 22180.
Wire deposits can be made to your savings, checking or Money Market Savings Account, as well as to any loan, credit card, mortgage, Checking Line of Credit or lease account.
What you will need:
In order to receive a domestic or international wire transfer, provide the following information to the sending financial institution:
For international transfers, members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as Navy Federal is not part of the SWIFT network. Navy Federal only receives U.S. currency.
A wire transfer is a type of electronic payment service for transferring funds between financial institutions by wire through the Federal Reserve, the Society for Worldwide Interbank Financial Telecommunications (SWIFT) network or the Clearing House Interbank Payment System (CHIPS).
While we only handle wire transfers through the Federal Reserve System, we're able to process international wire transfers through our dedicated correspondent bank.
Navy Federal partners with our dedicated correspondent bank to provide exchange rates for converting funds. This rate factors the cost of exchanging the funds in addition to the actual exchange rate. Prior to sending funds to be converted, you'll be quoted an exchange rate, as well as the total amount to be received, to which you have the option to agree or decline the quoted rate. Once agreed to, the rate is "locked" in and will be sent according to the agreed upon rate.
Society for Worldwide Interbank Financial Telecommunications (SWIFT) and Bank Identifier Codes (BIC) are used to locate and identify financial institutions primarily overseas.
An International Bank Account Number (IBAN) is a series of alphanumeric characters that uniquely identifies an account held predominately by banks in Eurozone countries. Clave Bancaria Estandarizada (CLABE) is a standard 18-digit number for bank accounts in Mexico.
You can obtain any of these numbers by asking the intended payee for their wiring instructions.
Call us at 1-888-842-6328 to cancel your transaction. If the wire transaction is still at Navy Federal, we can cancel it with no fees assessed.
If your wire has already been processed, we can submit a reversal request to the payee's financial institution and attempt to retrieve the funds.
Additional information may be required, depending on the country to which you're sending funds. Navy Federal won't send wire transfers to Cuba, Iran, Libya, North Korea, Russia, Sudan, Syria, Yemen or the Crimean, Donetsk and Luhansk regions of Ukraine.
USA Patriot Act—important information about opening a new account: Federal law requires that we obtain, verify, and record information that identifies each person who opens an account. Within this application, we ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Approval of your application may be delayed pending further verification of your identity.
Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:
"Be the most preferred and trusted financial institution serving the military and their families."
24/7 Member Services: 1-888-842-6328 Routing Number: 256074974
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Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.
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